Put Your Pension To Work

Undertake Your Free Initial Pension Review Online Today

The Benefits Of Our Pension Review Service

Discover If You're Heading Towards The Retirement You Want

Comprehensive

We consider both your individual circumstances and research your pension to ensure we can provide you with as much accurate information as possible

Free Service

Our initial pension review is free of charge with no obligation

Experience

Our experienced team of Advisers will work with you to help you better understand your position and make recommendations

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

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Some basic details to get started

Simply enter your details below, tell us what you can about any current investments, any areas of investment interest and in the next step and then submit your form...

Date of birth

Your current pension(s)

Please tell us which providers you hold pension plans with. This means we can get in touch with them to gather the full details of your pensions.

Select your pension providers (select multiple if applicable)

Find A Better Pension

I understand that by completing this form I consent to providing Evason Fildes Ltd with my details in order to receive assistance with a financial service enquiry regarding a pension, savings, protection or a mortgage. Evason Fildes may contact you regarding your enquiry by telephone, text, email or post. Please be assured Evason Fildes will not pass on your details to any unauthorised third parties in line with our Privacy Policy.

We work with leading UK pension providers and funds to provide market transparency

44%

Of 18-34 year olds have no pension in place*

81

Average Life Expectancy In the UK**

20.8m

Number of individual pension policies in force***

Pension FAQ's

I'm struggling to find the correct pension, what should I do?

With your permission we will speak to providers to try to find information for you. Working with you to help wherever possible.

Will claiming my pension affect my state benefits?

Pensions can be complicated and with the flexible options now available taking money from your pension can have implications with tax and benefits.

Always seek advice before taking money from your pension.

What are my retirement options?

Traditionally people have used annuities to provide their income in retirement and these may still be the right solution for many. Conventional annuities provide a guaranteed income in return for a capital payment, the income is guaranteed to be provided throughout life. So, no matter how long you live, your annuity income will continue to be paid.

However now Flexible retirement products are available, they provide the opportunity for continuing investment growth. They can be used to pay out any tax-free lump sum available and yet defer income. Alternatively, income can be drawn directly from your pension fund. They can also be used to provide death benefits to your dependents. There are many options now available, which is why it is key to seek advice before you act.

If I cash in my pension how much tax will I pay?

When you take money from your pension pot, usually 25% is tax free. You pay Income Tax on the other 75%.

Your tax-free amount doesn’t use up any of your Personal Allowance – the amount of income you don’t have to pay tax on.

The amount of tax you pay depends on your total income for the year and your tax rate.

What if I'm currently in a plan that my employer pays into?

We can still consider this type of pension, however we would always need to ensure we leave some behind so that your old pension will stay open and you can keep receiving those important contributions from your employer!

This means that lots of customers choose to leave their active pensions where they are for now, in order to transfer them fully when they leave their current employment.

Again all the information can be presented to you so you know he best decision to suit you.

Why consolidate my pension plans?

Your pension is there for your retirement, and many people don’t feel they have control when they have several plans. Many pension providers still have a habit of sending lots of paperwork that’s full of small print, jargon and hidden fees that could reduce the value of your pension over time.This can make it difficult to keep track of your retirement savings and plan for the future. Bringing them together can makes it easier to understand your position, you can see your current pot size, your projected retirement income, and alter your contributions to ensure you stay on track to meet your goals.

Tax Planning is not regulated by the Financial Conduct Authority.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Want To Know More About Your Pension?

Would you like to maximise the value of your pension, reduce charges and ensure you can access it when you need to?